financial support from army soldier

What To Do If Your Soldier Cuts You Off Financially

At least once a week, I receive an email from a spouse whose soldier has cut her off financially leaving her with no way to pay bills or take care of their kids.

There are a few things you can do in this situation.

  1. Contact his chain of command. This has varying degrees of success depending on the commanders. Though, most will be willing to help.
  2. If his chain of command is not assisting you, contact the Chaplain for his unit. The Chaplain can often act as a mediator and help resolve the situation.
  3. If both of those avenues fail, contact JAG. While they generally cannot assist you in divorce proceedings (not always the case), they can lead you in the right direction

Your soldier must continue supporting you while you are married as he is receiving allowances for being married and is certainly obligated to support his children.

It is impossible to address every situation to determine what you should get regarding financial support. Be aware that if you are living on post, that is considered financial support, as he is providing you with a place to live.

Be advised that you are not entitled to his entire BAH or his BAS. Even though most soldiers don’t receive BAS until they are married, they are getting that money because they are no longer eating in the chow hall free of charge. It is not to provide food for the family.

If you find yourself in this situation, follow the above steps. If divorce is imminent, seek out a civilian attorney as soon as possible.

author avatar
Stacey Abler
Stacey's husband joined the Army in 2003 and was medically retired after four deployments. She enjoys sharing her experiences and expertise around Army life while continuing to support Army spouses and families in their military journey.

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  1. Stacey,
    How many of the wives that write in to you about being cutoff ,
    A) Refused to PCS with their husband?
    B) Spent the entire family resources on frivolous things (clothes) multiple times?
    C) Have no kids with their husband?
    D) Are really lazy selfish creatures, who sleep until noon, are addicted to prescription pain-killers, are jobless, party with god knows who, care more about their own lives than their family.
    Funny it’s always the whining you hear, and run straight to the chain of command when the gravy train is over. Those type of women are found within a hundred meters of any gate, outside any military post. The husband bashing is so 1990.

    1. I think some definitely fall into that category. Some I have heard from were never granted command sponsorship (generally for Korea) and many times, it was the fault of the soldier, not the command. I do think there are some who find themselves in this situation who just thought it was going to be a free ride. But I have talked to others who just married a real jerk and has left her and their kids in a horrible situation financially.

    2. My husband recieved bah while on active duty and since retired and never support his wife could he made to repay the army or back pay his wife out of his retirement check

    3. Jed, I don’t think that this article was written for those who get supported by their husbands. Everyone has their own ways of doing things, but if nothing else, the soldier can set up an allotment and tell the wife “this is what you get for the month, this money goes to everything including groceries, phone bills, etc.” Just as an example. If he/she is NOT taking care of their family (even if they don’t have kids), I think that the soldier is still responsible to make sure bills are paid. If they are in need of extra money or the spouse likes to run up credit cards, by all means, the spouse needs to find a job and take care of their responsibilities as well. Not all of us wives can afford to get a job since the costs outweigh the benefits. Luckily I have a husband who works with me and actually takes care of everything so I don’t have to work and I can stay at home overseas and take care of our child and finish my Bachelors degree in school. There is no need to bash seeing as Stacey is just trying to help those who are unable to get their spouses to cooperate money-wise…maybe the soldier has a spending problem and can’t afford to provide for their family since they gamble it all away or spend it on wants first rather than needs…just take a step back and look at ALL possibilities before ever responding to an article like this again please.

  2. hi so i have a few questions my husband was and has been cheating since we first got together, we had a son i am currently homeless and has been for the last 9 months, living on this persons couch to the next, he refuses to give me money help me out with anything i dont know where to start or how, i dont know who to try and get a hold of i dont know anything please someone help me.

    1. Contact his command and if they aren’t any assistance, contact the Chaplain and JAG. It’s ridiculous that you and your son are homeless while he’s collecting extra pay for dependents.

    2. Just a question, why haven’t you put in for divorce or started legal actions? In all honesty, he owes you BAH and child support from the day that you no longer started living with him. His chain of command cannot force him to allow you to live under his roof, and from what I’ve been told, they cannot order him to pay you money unless you already have court orders since you DON’T live with him…this is all from what I’ve been told in the past from finance….take my advice for what it’s worth, but it never hurts to do your own research as well.

    3. get a good lawyer and contact his command. He is responsible for the child. Depending on what state you file for divorce in determines what you have the right to. It gets tricky, because you left him and he could claim abandonment. He should be out of base housing or have his married BAH taken away since you no longer reside with him, but that usually doesn’t happen until divorce and custody has been settled. He does owe you partial BAH and child support. Good Luck..

  3. I actually know of a soldier who is getting used….his wife won’t divorce him and refuses to do anything he wants. But he won’t leave her or do anything against her because she has his young daughter. He gives every dime he makes to her just so he can spend time with his daughter when he is able to visit. She threatens to cut him off completely if he doesn’t do what she wants. And he can’t file for full custody b/c his cycle to deploy is frequent so he wouldn’t be able to be there all the time to care for her.

  4. My husband and I are fine together but I do not work i stay home with my son, as we only have one car. He has his bank account that I have NO access to at all and then he made a joint account that HE puts money into for me. I do not have access into his personal account at all whats so ever. He was giving me 300$ a month and now nothing. I asked for Christmas money and he gave me that. But I can’t go and buy food or whatever when ever because he dictates when and how much and if he wants to give me any money at all. We do not have an account together where I can take care of household things. Im not a bad wife or careless with money so I dont understand why I am not aloud to have access to his money. He told me he works for his money and its HIS money to do what he wants. He hasn’t cut me off I dont think but he says when, how much and its up to him. He holds all control over the money. I know many wives who have all access to everything! I have access to nothing! Just a bank card that is to the joint account, that I have drive to atm to view a balance. Suggestions?

  5. Please review the Army Regulations. Here is the link:

    A Soldier is required to be financially responsible for their family. During seperation a monetary agreement between the husband and wife is set up as an allotment by the Soldier’s commanding officer. A civilian attorney is required for the divorce. All monies will again be through an allotment. This is all in the Regulations – it is up to the spouse/dependent to educate themselves and ensure their rights are preserved.

    Jed, there is a civil remedy for mutual mistakes. It is called divorce.

    1. No soliders command can make him set-up an allotment. They can only advise and then give him UCMJ. If that is what a wife wants then she will never get any money. Most women feel that a solider receive BAH for being married. This is in-correct, There are several ways a solider receive BAH. Its not only for being married. Yes, all soliders have a responsiblity to a spouse. Think of it like this, If the solider was not a solider and worked for coke who would you turn to then?????? RIGHT, EXACTLY!!!! The gravy train is over. When you see a solider stop seeing dollar signs.

      On the other hand there are soliders out there that are not doing what they suppose to. Go to the chaplain first cuz the last thing you want is to go to the command and things get ugly. You just might not get all the money you want.

  6. The answer to fix the problem is getting a job and take care of yourself. I dont rely on my husband for anything. I was in the military also for 8 years and established and sense of independency that will never go away. There is absolutely no excuse for anyone to be 100 percent dependent on your spouse when you are completely capable of working. My husband would be worse off without me an I like it that way because he knows that if he leaves tomorrow I will be just fine. I make way more than my husband does and I work full time and soon to go back to school full time in January. I have a two year old and a 5 year old with special needs. I am so sick of women using their kids as excuses when you should use them as reasons to go out and get a job an be able to hold the fort down in case your spouse leaves. Its ridiculous and I honestly dont feel sorry for anyone who is too lazy to go out and get a job. I work 40 hours a week not to include the time I put in as a wife and mother as well. Stop depending on a man to pay your way in life. My mom always said if you want anything out of life you have to go and work for it yourself. Thats advice I have lived by since I joined the Army at 18 years old. Its not easy but whoever promised that anything in life would be?!

  7. if you are still married to a soldier but you were separated but not legally, can he received extra money for you if he is deployed? and if so are you entitle to some of the benefits if he still claim you as his wife?

    1. As long as you are married, he will continue to receive benefits as a married soldier. Technically, he should still be providing financial support to you. I would advise you to speak to JAG if he is not.

    2. The soldier can not cut you off. My husband has just done this. He changed the way he checks are being done. So you can call emergency services and they will have you contact Red Cross to help you get money for what you need. I am doing this for rent and things for our child. He is stationed overseas so I cant get in contact with his command but I am doing what needs to be done.

  8. We split up and I want a divorce, I dont know where he was shipped off from, last I heard he was in New York. How Do I find out ??

    1. You can usually try a post locator if you know his name and what not – or if you have an AKO account you can search in white pages, if he has updated his duty information you will be able to find out where he is and his unit to contact the correct chain of command. There are also some other ways to get a divorce when you dont know where the spouse is such as: publicize in new paper or something – however Im not sure but I imagine there are probably laws that protect service members from this type of situation. Then there is always the old fashioned way of calling around or searching online – I was stationed in NY at drum for 10 years and know many people there, most times you can find someone just by asking around. Good luck

  9. I married a solider 4 years ago. We were in, Ft.Bliss, and the marriage lasted 2 weeks due to him cheating from the wedding night. My spouse kept me from access to anything to drink, I collapsed and ended up in the ER with 8 IV bags. Then it became worse by him not allowing me to drive to even get a job. He wouldn’t even give me any money, but I was literally starving. He had been forced to get a loan to get a few days of food. Then that ran out, and I asked that he at least drives me to get a job, he wouldn’t. Long story short, his command wouldn’t do anything more, family services, Jag and the chaplin said that his only obligation was to provide housing, and nothing more. I spent 20 years as a high ranking military dependent and I knew he was responsible for providing food due to my 30 lbs of weight loss in 3 weeks time. I knew I’d end up dying, The IG did nothing. My brother that had been a Marine told me that since Battalion level of his command did nothing, to take it to the company level, I did and nothing again. Finally I called Brigade, spoke to the Brigade CO and finally had food that day. My case was a very extreme case from him being a jerk, everyone protecting him,and I am sure I made them mad by showing up daily demanding help because I was mad that no one would do anything but something had to be. It took a month of starving but I got something done. I ended up getting a neighbor to lend me money eventually to get home and that was what I did. if you’re ever in such a bad situation or know someone that is, please pass this information along to help them.
    As far as getting BAH, commands and Jag say that a civilian court order won’t work, but it does and Brigade will enforce that as a last recourse. If need be, get your congressman in charge. Unfortunately there’s good spouses and even their bad soldiers they do cover for. I learned that the hard way. Good Luck

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